Our services are structured around financial recovery, compliance, and long-term stability. Whether you need to resolve debt, repair credit, file taxes, or establish a business foundation, Lumera provides clear guidance and organized support at every stage.
✔ Individual Returns
✔ Self-Employment
✔ Prior-Year & Amended Returns
✔ ITIN Applications
✔ Form 990-N
✔ Detailed Credit File Review
✔ Dispute Letter Preparation
✔ Creditor Communication Support
✔ Identity Theft Guidance
✔ Credit Education Planning
Services provided in accordance with applicable state and federal regulations.
✔ Creditor & Collection Agency Communication
✔ Settlement Offer Review & Negotiation
✔ Written Settlement Confirmation Review
✔ Account Resolution Strategy Guidance
✔ Payment Verification Documentation Support
Services provided in accordance with applicable state and federal regulations.
✔ LLC Formation & EIN Assistance
✔ Operating Agreements
✔ Notary Services
✔ FOIA & Records Requests
✔ Certified Translation
Engagement requires a signed service agreement and applicable retainer or deposit before services begin